Arranging your mortgage
Contrary to some media reports, there are still plenty of mortgages available for homebuyers. The difference today is that lenders expect much more as a deposit.
It is usual practice to arrange a mortgage ‘in principle’ before looking for your property so you have a clearer idea of how much you can afford.
Many whitehot properties have buyer incentives such as a percentage of the deposit paid so it’s worth taking a look through our selection of whitehot properties with incentives before you start the mortgage process.
Once you are ready to arrange a mortgage, we recommend that you talk to a mortgage advisor about what you can afford. To get an idea of the mortgages available to you, click here.

Contrary to some media reports, there are still plenty of mortgages available for homebuyers. The difference today is that lenders expect much more as a deposit.
It is usual practice to arrange a mortgage ‘in principle’ before looking for your property so you have a clearer idea of how much you can afford.
Many whitehot properties have buyer incentives such as a percentage of the deposit paid so it’s worth taking a look through our selection of whitehot properties with incentives before you start the mortgage process.
Once you are ready to arrange a mortgage, we recommend that you talk to a mortgage advisor about what you can afford. To get an idea of the mortgages available to you, click here.

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